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When must MS90 be declared?

  • Answer an insurer's questions about unspent convictions. A road traffic endorsement may become spent after 5 years for an adult or 2 years 6 months if under 18, but another sentence can make the period longer.
  • The time an endorsement remains on the licence is not a universal insurance declaration period.
  • If an insurer asks about unspent convictions, answer the question accurately.

How can MS90 affect insurance?

  • No official code specific premium change is published. The Highway Code says insurance costs are likely to rise considerably after conviction for a serious driving offence.
  • No official source publishes a fixed premium increase for this code, so no percentage is shown.

Common questions

What is a MS90 endorsement?
Failure to give information as to identity of driver
How many points does MS90 carry?
6 points
How long does MS90 stay on a licence?
4 years from the date of the offence.
What does MS90 do to insurance?
No official code specific premium change is published. The Highway Code says insurance costs are likely to rise considerably after conviction for a serious driving offence.

Related pages

Sources