Insurance write-offs
Categories A and B never return to the road
What is the difference between category A and category B?
A means crush the complete vehicle with no reusable parts. B means the body structure and vehicle identity must be crushed, although suitable undamaged parts may be recovered first.
Checked on 7 September 2026.Association of British Insurers, Code of Practice for the Categorisation of Motorised Vehicle Salvage (as of 28 May 2025)
The categories at a glance
| Category | ABI meaning | May return | V5C and DVLA |
|---|---|---|---|
| A: Scrap | The vehicle is not suitable for repair and no part of it is safe to reuse. The complete vehicle must be crushed. | No | The V5C goes to the insurer after the keeper completes the DVLA notification. The destruction record prevents another V5C being issued for this identity. |
| B: Break | The vehicle is not suitable for repair, but some undamaged parts may be recovered. Its bodyshell, chassis or frame must be crushed in full. | No | The V5C goes to the insurer after the keeper completes the DVLA notification. The destruction record prevents another V5C being issued for this identity. |
Category A is scrap only
The current ABI code reserves A for a vehicle that is not safely repairable and has no reusable parts. It must be crushed in full at an authorised treatment facility and a Certificate of Destruction must be issued.
No component may be removed for reuse. The VIN and V5C cannot be used to rebuild another vehicle around the same identity.
Category B can donate only permitted parts
B also means the vehicle cannot be repaired. The distinction is that suitable undamaged components may be recovered, while the bodyshell, chassis or frame must be crushed in its entirety without structural components being removed.
The sale is a parts transaction, not a route back to registration. A purported repaired category B vehicle should not exist on the road.
DVLA, V5C and destruction
- The insurer enters every categorised vehicle on MIAFTR and must update the final category promptly. That entry supplies the insurer's DVLA notification.
- The registered keeper must notify DVLA when the insurer takes the vehicle after the claim settles, unless the insurer acts as the keeper's agent.
- The remaining V5C is destroyed and the destruction record prevents a new V5C being issued for the original identity.
Why an MOT changes nothing
An MOT is not a route around a destruction category. Neither A nor B may be reinstated or put back on the road, even if someone presents a pass certificate.
Category B parts reused on another vehicle need to be safe, suitable and lawfully sourced. Major components from a vehicle with a Certificate of Destruction must not be reused.
Common questions
- Can I repair a category B car?
- No. Its body structure and original identity must be destroyed. Some undamaged parts can be recovered for reuse, but the category B vehicle itself cannot return.
- Can parts be taken from category A?
- No. The ABI code requires the complete category A vehicle to be crushed without components being removed for reuse.
- Can an MOT put category A or B back on the road?
- No. An MOT checks specified items on the vehicle presented. It cannot overturn the destruction category or recreate the vehicle identity and V5C.
Sources
- Association of British Insurers, Code of Practice for the Categorisation of Motorised Vehicle Salvage (as of 28 May 2025)
- GOV.UK, Scrapping your vehicle and insurance write-offs (as of 7 September 2026)
- Driver and Vehicle Licensing Agency, Tell DVLA your vehicle has been written off (as of 7 September 2026)
- Driver and Vehicle Licensing Agency, Application for a vehicle registration certificate, form V62 (as of 1 November 2025)
- Department for Transport, Buying repaired written-off vehicles: a consumer guide (as of 7 September 2026)
- Driver and Vehicle Standards Agency, Getting an MOT: how the MOT test works (as of 7 September 2026)
- Driver and Vehicle Licensing Agency, Making changes to a vehicle and registering modified vehicles, INF318 (as of 3 August 2026)
Related pages
- All write-off categoriesThe current ABI categories and the old C and D records together.
- Category NWhat non-structural means, and why it does not mean minor damage.
- Category SStructural damage, the replacement V5C and checks before buying.
- Old categories C and DThe cost-based categories replaced in October 2017.
- Buying a written-off carHistory checks, repair evidence, inspection and insurance before payment.