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When must CD10 be declared?

  • Answer an insurer's questions about unspent convictions. A road traffic endorsement may become spent after 5 years for an adult or 2 years 6 months if under 18, but another sentence can make the period longer.
  • The time an endorsement remains on the licence is not a universal insurance declaration period.
  • If an insurer asks about unspent convictions, answer the question accurately.

How can CD10 affect insurance?

  • No official code specific premium change is published. The Highway Code says insurance costs are likely to rise considerably after conviction for a serious driving offence.
  • No official source publishes a fixed premium increase for this code, so no percentage is shown.

Common questions

What is a CD10 endorsement?
Driving without due care and attention
How many points does CD10 carry?
3 to 9 points
How long does CD10 stay on a licence?
4 years from the date of the offence.
What does CD10 do to insurance?
No official code specific premium change is published. The Highway Code says insurance costs are likely to rise considerably after conviction for a serious driving offence.

Related pages

Sources